A solid foundation
Fixed-rate term savings—also known as fixed-rate GICs (guaranteed investment certificates)—are the only savings products that guarantee your capital and your interest returns. No matter how the markets perform, you can know from day one exactly what your final returns will be.
Term savings are the first step to a diversified investment portfolio.
- Original investment and interest 100% guaranteed
- Deposit insurance
- Variety of interest payment options
- Short-, medium- or long-term investments
- Entitles you to any member dividends your caisse may pay
- Eligible for TFSAs, RRSPs and other registered savings plans