Monday to Saturday

655, Saint-René West Boul.

Welcome to Caisse Desjardins de Gatineau. We have over 78 years of expertise.

Monday to Saturday

655, Saint-René West Boul.


The TFSA is a registered saving account which allows you to accumulate tax free savings to realize projects throughout your life. It is used for:

  • house renovation;
  • buying a car;
  • starting a business;
  • financing a trip.

Ask a meeting for TFSA now!

First name *

Last name *

Telephone *

Email *

Zip code *

Key features

  • Registered savings plan you can use to grow your money tax-free to carry out your projects and put money aside for a rainy day
  • Contributions are not income-deductible
  • Withdrawals are non-taxable[ 1 ]
  • Income earned in a TFSA does not affect your eligibility for federal benefits and credits

Contribution rules

  • To open a TFSA, you must:
    • have a Social Insurance Number (SIN)
    • be 18 years of age or over
    • be a resident of Canada
  • The maximal annual contribution is cumulative:
    • 2009 to 2012: $5,000
    • 2013 and 2014: $5,500
    • 2015 : $10,000
    • 2016 : $5 500

    Example : For 2015, TFSA contribution room was $41,000 and for 2016, it’s $46,500 if you were never contributed.

  • Annual unused contribution room, along with withdrawals from your TFSA during previous years, is cumulative. Learn more about your TFSA contribution rights at the Canada Revenue Agency site.
  • Overcontributions are subject to a tax of 1% per month.

1. Certain restrictions may apply depending on the investment chosen.

Articles - News